Baccarat:

Baccarat

Type:
Mini Baccarat

Objective:
Two hands are dealt in Baccarat - The Banker hand and the Player hand. Prior to the deal, the player may wager on the Player hand and or the Banker hand, and or on the Tie bet. The object of Baccarat is to have a wager on the hand that is closest to a total of 9.

Bets:
There are three types of bets a player may wager on, the Player hand, Banker hand or Tie bet.

Cards available:
Both the Player and Banker are dealt two cards each. All tens and picture cards are worth zero, aces are worth 1, and all other cards are worth their face value. If the value of cards exceeds 9, then the value is adjusted by subtracting 10 from the total.

Example      Hands:
9+6=15       Hand totals 5

6+4+2=12   Hand totals 2

9+10=19     Hand is a "natural" 9

Payoffs:
Winning Player hand wagers are paid 1 to 1. Winning Banker hand wagers are also paid 1 to 1 but the player must pay a 5% commission to the bank. Winning Tie bet wagers are paid 8 to 1.

Third Card Draw:
A third additional card may be dealt, but the player does not ask for a third card. All additional cards are subject to a third card rule. No hand will receive more than three cards. When the Player and Banker hands equal the same total, the hand is a Tie.

Third Card Rules:
If the Player's two cards total:
0-5 Player Hand must Draw
6-7 Player Hand must Stand
8-9 "Natural" (both hands Stand)

After the Player's Hand acts on a third card draw, the Banker's Hand receives a third card according to these rules:
0-2  Banker Hand Must draw
3-6  Third card to Player Hand determines draw or stand
7     Banker Hand must stand
8-9  "Natural" (both hands Stand)

When the Banker's two cards total 3-6:
Bank Hand         Banker Hand Draws              Banker Hand Stands
Totals               when Player Third card is     when Player third card is

3                       0-1-2-3-4-5-6-7-9                 8

4                       2-3-4-5-6-7                          0-1-8-9

5                       4-5-6-7                                0-1-2-3-8-9

6                       6-7                                      0-1-2-3-4-5-8-9 

If Player Stands:
Bank Hand Totals
0-1-2-3-4  or  5  Draw
6  or  7  Stands.

How to Play:
Your chips are stacked by denomination in the left corner of the screen. The amount to be wagered is indicated below the chips.. This amount may be changed by clicking the mouse button on one of the piles of chips. Each time you click the left mouse button you will add a chip from that pile to your planned wager amount. By clicking on the clear bets button you can cancel your planned wager amount.
Place your wagered amount by clicking on circle (Y) in the middle of the Player field, or by clicking on square in the middle of the Banker field or by clicking on square Tie.
If you left click on betting area your bet will be increased by the amount indicated on the tray.
You may place a bet on Player, Banker or Tie in any combination within the betting limits. Start the round by pressing the Deal button.

Table Minimum: $5

Table Maximum: $500

Good luck!

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