Objective:
In this game, the player and the dealer (the computer) are each dealt two cards. The player and the dealer both try to get their hands to equal twenty-one without going over. The hand that gets closer to twenty-one without going over wins the bet. In black jack, you are competing only against the dealer, not against the other players.

How to Play:
Blackjack is played with a shoe of eight fifty-two card decks. After each game has been played, the used cards will be shuffled back into the deck after approximately 75% of the cards have been played. All face cards are worth ten. Aces are worth either one or eleven points; if counting the ace as eleven would put the hand over twenty-one, the ace is automatically counted as one instead. All other cards are worth their face value. The simplest way to get exactly twenty-one is to hold an ace and either a face card or a ten. (Suit is irrelevant.)
Your Chips are stacked by denomination in the left corner of the screen. The minimum amount that may be bet is $ 5.00. This amount may be increased by placing the mouse on the coin that you wish to add to your bet. Each time you click the left mouse button you will add a chip from that pile to your planned wager amount.
Place your wagered amount by clicking on chips on the bottom left of the screen. Click on the Deal button, or left click on your betting area again to start playing. Each player will receive two cards face up. The dealer will receive one card face up and one face down. If you win the hand, you will get back your original bet plus the same amount in profit. A hand that consists of an Ace and any ten value card is called a natural black jack. If you win with a natural blackjack, you will be paid off at three-to-two, which means you get your original bet back plus 150% profit. (So if you bet $50 and win with a natural twenty-one, you get $50 (your bet) plus $75 (your bet plus half of your bet), or $125. If you and the dealer tie, the hand is considered a push and no money will be exchanged.

Based on the cards you hold and on the one visible from the dealer's hand, you can do the following by left clicking on the appropriate button:

Hit: Request another card. You can request a hit as many times as you like, but if your total goes over twenty-one, you will Bust and lose the hand.

Stand: If you think your total is high enough to beat the dealer's hand, or if you believe the dealer will bust, click stand to end your turn.

Split: If you have two cards of the same denomination, a Split button will appear. You can split the cards into two hands and play each hand separately. Your original bet will be duplicated for the new hand, and each hand will be played out as usual. The number above the currently active hand will turn yellow. The split option can only be used once per hand -- you cannot split part of a split hand. Note: After splitting aces you only will be allowed to draw one card per split hand.

Double: If you select this option, two things will happen: you will get exactly one more card and then your turn will end, and your bet will be doubled. When you use this option, you are betting more money that you will receive a superior hand with just one more card added to your starting two.

Insurance: Whenever the dealer's up-card is an ace, the player has an option of taking insurance. If the player believes that the dealer's down-card is a 10 ranking card, then the player is permitted to place a side bet of up to half the original wager as insurance. If the dealer does have a 10 ranking card, the player is immediately paid 2-to-1 on the insurance bet, but the original wager is lost unless the player too has black jack and ties the dealer. Here the player is not insuring anything, the player is simply betting that the dealer's unseen card is a 10 ranking card.

Even
Note: Double Down and Split options will only be available immediately after you receive your first two cards. If the dealer has an ace showing, you will be offered a chance to buy Insurance for half of the amount you bet. When you buy insurance you are, in effect, making a second bet. You are betting that the dealer has a natural black jack. If the dealer does have a natural black jack (in other words, his down card is a ten or a face card), you will collect a payoff of 2 to 1 on your insurance. You will also lose your original wager, unless you have a natural black jack too. If the dealer does not have a natural twenty-one, the rest of the hand is played out as usual and you will lose your insurance money.

The bets are made by Using the Mouse  and by Using the Keyboard.

Rule Summary:

• Dealer must draw on all totals of 16 or less, and stand on all totals of 17-21.
• Player may take insurance on a dealer's Ace.
• Player may double down on any initial two card combination.
• Identical pairs may be split but not re-split.
• Doubling after splitting is allowed.
• Dealer uses an 8 deck shoe shuffled after approximately 75% of the cards have been played.
• 1 more card only on each split ace.
  

Payoffs:
Result                Payoff
Winning hand     1 to 1

Blackjack        3 to 2

Insurance           2 to 1

Default Limits:
$5 minimum bet.
$100 maximum bet.

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